Corruption and black money

Off late we have found various movements against corruption and brining out the black money in. But the Indian government has been stubborn on this matter. The revelation of the various scams like 2G, CWG, Coal crimes, Adarsh,Crime at the defense ministry says that the corruption is penetrated across various functions and areas and there are no boundaries hence.

What is the solution for this. How we can come out as corrupt free country.

I would say that day will never come. Because we are human being and the corruption is not only a problem of India. It is a problem across all over the world. Media here in India is projecting this in a big way and hence we feel too cheap about our government.

The people who have reached the top positions at various sectors have worked hard and also used the money for getting such positions. The politicians think that It is their time to get their benefits and end up in making the most of it. We sit here and talk about their cheap mind , but given an opportunity, we would have involved in the corruption too.  When BJP is talking about the corruption happened since independence and it blame on congress as it served for most if these independent years, it can be understood now that given an opportunity, the BJP would have also done the same thing. Little more or could be less.

Coming back a common man, we are also involved in corruption OR black money in some way. Look at the below examples.

·         We give money as tips to the waiters- may be 10 Rs, 100Rs or even 500 Rs. This money is not taxable and hence  it will become a black money to the waiter and will get unnoticed. In big hotels, if the salary of a waiter is 15,000 Rs and if he earns 10,000 Rs per month on an average taking tips, then he will pay tax ( if applicable) to 15,000Rs only and not for money earned as tips. Hence the money converted itself to black and he will use for this expenses and keeps the salary intact.

·         We wanted to get our work done. Specially at the government offices. We know the speed at which the government offices works. We give some money as bribe. Black money again plus the corruption. Corruption and blackmoney here can be interrelated.

·         You get caught without having proper documents  by the police or you have drunk while driving. According to the rule, you will have to pay fine. But you pay less than the penalized money to Police man and get way with a problem and feel satisfied with your accomplishment. Both police and you as a responsible citizens of India are doing this crime for  your benefits.

·         Commissions at various levels. This is another big time balckmoney.We act as a agent and get the commission for our service.Mainly as real estate agents. No bills. Only cash deposited.100% taxfree money.

·         Have you seen any small time shoppers give you the bills. No.If you ask the bill, then the tax extra. This means you have to pay more money which  no body wanted to pay. He creates fake bills and pays the minimal taxes.

I feel we need to correct our fundamentals before trying to clear the corrupted society. Corruption should have a topic in social science at the school levels to understand  it impart our children to be positive right from the childhood. If you do so, we can hope that the corruption will reduce and the like minded young leaders will initiate action at the society , state and national level to get rid of corruption. We can only work towards it….

Culture

The word culture has a broad meaning within it. It includes everything what our ancestors left us to follow in terms of  formalities, activities and guidance. But everybody has the right to think and decide his method of adoption for any of his functions.

There were numerous superstious activities our ancestors use to follow and now they are void.We do not believe in them as they do not have any basics behind. We also  do not conduct the marriages, engagements and various other functions exactly as per our so called ‘ culture’. May be partly. We have changed according to the time and made many additions and deletions to these formalities itself. We will teach the same thing to our children but the generation next will also modify.it goes on... We cannot just avoid it. Because, things change with change in Technology. New fashion comes,new design comes..People will find it interesting and inclined towards it.

Lastly, the culture is not a Law to follow. It is a guidance, but it is up to you to follow or not. I believe in this. It is rubbish to force someone to follow specifics. According to constitutional rights, everyone has the right to do anything under the law.

Just missed accidents

1.       I think year 1998: Myself  and Naveen Lobo went to attend the school day at Rosa Mystica, kaikamba. We went by Local bus from Kaikamba and got down at Rosa Mystica bus stand.I was excited to get in and started crossing the road blindly. There was a Ambassador car coming at high speed from Mangalore was at little distance from me. Since it was night, headlights of the car were on and i could not gauge the speed of the car.I crossed 30% of the road more or less and realised that the car was coming at high speed and decided to run. But... at that moment Naveen realised that i will end up trouble  pulled me back to the same end by holding my hand  swiftly. I realised only seconds after that i missed an major accident.

2.       Coimbatore: It was 2006 and i had TVS star city motor bike. As a young lad, there was always a passion to ride the bike at high speed.But this case happened when  i was moving slowly otherwise, i think this blog would not have been created for you to read.

The express buses in Coimbatore are a disatster. They  drive so recklessly and one has to be very cautious  while driving on highways. I was riding perfectly on the left side of the road which is my lane and  now saw a bus overtaking another bus in front of me. I switvhec on he  the lights but it never made any impact on the  bus driver. He was rushing to overtake the bus and i was almost right in front. There was lot of grass to the left of the road and i had no other option but to suddenly move the bike  towards the grass. Luckily  it was not drainage and  was a flat area. This averted another major tragedy.

My mom at 60

After 42 years of long teaching career, my mom retires from the work as she turns 60 today. She is satisfied today for the work done and teaching the fundamentals to the kids in Pompeii Higher Primary school Gurpura- kaikamba for 32 years and last 10 years at Parochial Higher primary schools at Bajpe.

We are joyful and proud today for having you as our mother and pay our sincere gratitude for growing us up with great values, providing education and career.

We wish you peace, happiness and good health in your retired life. Be happy and cheerful.

With Warm wishes,

Pimmu, Jesu and James

Probable solution for arresting black money

1.       All the purchasing/selling above 20,000 Rs should be through the bank only and cash transaction should be banned.

2.       With this method, we end up routing all the financial matters through bank and it is easy for to find out the net income, taxes and so on.

3.       All the bank transactions should have PAN card number necessary on it for tracking purpose.

4.       When you transfer the plot/house from one person to another person, the registrar should demand for the money transfer details to ensure the white money usage.

5.       The RBI should hence limit printing the cash.RBI should keep the equivalent amount of gold as a safety for the money released.

6.       Option should be given to convert all the black money to white money by paying the tax  for the black money involved. The names of the people should be kept confidential.

I am confident, this will solve 60-70% of the problems. Please implement  this atleast in one small state like Goa  to understand the effectiveness and impact

Nature photos taken by me-2

Nature Photos taken by me-1

Terrible Journeys-1

1.       Diwali 2007 in general class trip from Coimbatore to Mangalore:

I was working in Coimbatore and my usual practice during holidays to go to Mangalore. But this Diwali was never planned. I was thinking to stay back in Coimbatore. But 3 days of holidays gave me a temptation to go to Mangalore. But it was too late to get a berth in the train. Train was an easy option to reach home. I took risk and decided to go by general class and prepared myself for a terrible journey.

First of all, there was no place to get into the train for almost 3 minutes after the train stopped in Coimbatore Junction. I had a bag behind me and overall i was finding it difficult to fight against the crowds pushing and pulling me. I succeeded to put my one foot on the step and made enough fight to land second one too just in time and the train started moving.

Now i was sure that i will reach Mangalore and i was sure that no seat will be available throughout my 9 hours journey. Palakkad is about one hour from Coimbatore. I was standing somehow and hoping that many people will get out the train at the pallakkad junction. My hope was true, there were 5-8 people got out of train. But my relief was there only for 2 seconds as i saw a small mob of 10 people are trying to get into the train at the same time. I was still in the passage, standing with great difficulty, now decided to push myself in the main passage hoping for a better situation. I was prepared to stand till the morning, but wanted to stand without any difficulty.

The train moved from Palakkad junction towards Calicut. I saw number of people sitting on the floor obstructing the main passage.I was thinking ‘ why i cannot also follow the same thing’. I searched for the place to land myself, removed my small towel spreading across the place where i am going to sit and slowly sat.

A great relief. My rest of the journey was with seeing people around and with breaking sleeps. The train arrived on time at 04:30 to Mangalore.

At the end i was happy reach Mangalore ‘somehow’

Since i was coming to Mangalore more often, sometimes every week if necessary, i chose this option as i was spending half of the money from sleeper class and learned some techniques to manage to get a seat.

2.       Bus trip from Coimbatore to Mangalore Via Mysore

It was in  2010 and i got bored going by train to Mangalore. I decided one day to go by bus Via Mysore. I went couple of times before but i had good planning  then. In this case  the decision to go to Mangalore took place around 4 PM in the  evening.I don’t remember exactly why i have decided.

I took bus from Gandipuram bus stand in Coimbatore at 7 PM and moved towards Mysore. Let me tell you one thing here. Travelling through the satyamangalam Ghat sections with steep curves and hair pin bends is a great experience

The bus takes 6 hours to reach Mysore and the time was 1 AM in the morning. There were no deluxe and premium buses available at this time. I had to make one more cut journey. I got a  bus  moving towards Madikeri and had no other option but to get into. The bus was full even though it  was just after midnight. I stood for 3 hours for my journey to Madikeri.When i was getting down, i came to know that the same bus is going up to Sullya. I took additional ticket and the bus moved through the Ghat sections.

Now my stomach started working and  i started omitting. I stopped the bus for 2 times  for completing the omission properly. I was relaxed by the time i reached Sullya. There was another government bus ready at Sullya bus stand to go to Puttur and  again no choice to but to get into yet another cut journey ( cut journey is my terminology ).

At puttur, there was a bus to go to Mangalore, but i opted for B C road as i can reach Kaikamba from B C road. Getting down at B C road, i  made a big mistake in my decision to go to Kaikamba via Kuppepadav. This was indirect way to go to Kaikamba. The usual bus travel time is 40 minutes where as this Bus took 1.5 hours from B C road to reach Kaikamba.i was not aware about this also never asked  the conductor.

 At last i got down at 09 35 Am at Kaikamba and my brother came to pick me up.

My house construction

With the cost going up day by day, we( me and my wife) decided to build a house in  our native place Gurpura kaikamba.  I never had any knowledge about the house construction process, but there were lot of decisions i  needed to take for the progress of the house. I have bulleted the process of my house construction and various thoughts towards my decisions on designs and selection of materials.

I hope the process and factors i have mentioned below will be helpful to you in the event you come up with building a house.

1. NECESSITY TO BUILD A HOUSE: Since there was already a plan to build house, i thought better make it sooner than later. Please make a decision based on your requirements.

2.PLAN: This is the most important step of decision making. I am sure everybody will have some idea how own house should appear. I made a draft plan and discussed with a  civil engineer consultant  and fine tuned it to my requirements.

I have a tip here inform. Listen to everybody’s ideas. See some houses for more ideas.But decide what you would like to have

1. Levelling:  make the plot  flat and clean. Since there were trees before the house, i have ensured that there are no roots on the area where the house will be constructed.

2.Marking: This is the most important step. Marking will be done as per the blue print.

3.Foundation work base work: The foundation will be made by digging the marking. Below picture will give an idea.

The depth depends on the height of the building. For a normal 2 floor building  the depth should be 3 ft. I had rock at 1.5 ft and after it was chipped using compressor.

3.Foundation stone construction:  The stones will be built sideways  as per below picture.

               

4.Filling the mud: The height of the foundation was around 3ft above the ground. The mud was filled as shown in photo. We had to ensure about the mud without any plastic, roots and other foreign materials.

I did this work in July during masons and hence there was no need for me to put water. I allowed the foundation to settle for 20 days.

5.Construction up to Lintals: Now the stones will be build along the length of the line. If you look close on the below photo, you will understand.

6.Lintel work: Lintel work will start after reaching 7ft height. Wooden planks will be prepared for concreting the windows side ways protector, sit out, work area, stair case.

7. Reinforcement rods for concrete: Beams will be made out of concrete. Size if the rods will be higher (16mm ) for beams and less around 8mm for  the other area.The rods intersections were tiled  with the wire for uniformity and tightness.

8. Lintels concrete filling: This was the photo of the stair case once the concrete mixture was put in.

We waited for one week before taking up the construction.

9.Built up to the terrace: The stones construction will go further up by 3 ft making it total 10 ft from the ground. I do not have pictures to show this.

10. Terace concrete preparation: This is another important milestone. Below pictures will speak better about  this.

11. Terace:The concrete  mix was made and terrace was built.below photo just after the terrace. The entire work of the concretisation has to happen on the same day. The terrace concrete work was completed around 1 PM and immediately plastering was done on the terrace.We kept the terrace with water for one month for curing.

12.Stair case room construction: Since i had  decided to have the staircase inside, it costed me additional 1.5 lakhs in 2011. The stair case room was constructed.

12. Electrical work and plumbing work: Before the plastering, the chipping work for the electrical work started.The electrical chipping work can start after 20 days from the  concrete day at the terrace.

I had to make a lot of thinking to keep the electrical appliances and make arrangement for the electrical points. I decided  the location of the refrigerator,washing machine,oven, electrical cooker, fans and lights, switch board near to the bed, the light positions outside and upstairs.

I also decided the toilets and bathrooms, the position of commode,shower, washing basins and so on.

13. Plastering: Soon after the chipping work, the plastering started. In order to save time and speed up theprogress of construction, the electrical contractor finished the chipping room by room so that the plastering can be started paralely.

Plastering of the entire house took about 40 days. This could have been reduced to 30 days, but there was a delay in work from masons.

13 a: An important matter is to fit  all the windows before the plastering.Masons will complete one wall on the same day.Another point is that plastering will commence from sealing and then on the walls.If you see the below photo, we can identify that the windows have been fit  at the time of plastering.Also we have to fit the  wooden shutter for the door.

14. Flooring: I decided to put granites  in the living room hall and stair case steps and bedrooms and the kitchen area will have the tiles. Selection of tiles was based on the color combination keeping in mind  of the color of the house, cost and the quality. I took one day off from the office for tiles and granite selections.

At this point of time, we had the temporary electrical power connection given to the house in order to carry out the tiling and graniting work.

15. Once coat of paint: One coat of white coat was painted in the mean time.

16. Electrical work: Complete wiring for the house was done after one round of coating was completed. Plumbing work was 90% completed. You can see the water connection pipes in the below picture.

17.Painting: I had chosen  redwine white color in side and creamish white outside.There were 7 people for painting and the painting work for the entire house including the doors and windows was over within one week.

18.Finshing work:This includes

·         Fitting of electrical lights and switch boards

·         Bathroom fittings

·         Show case readiness

·         Furnishing  according to your intentions.

Some of my house photos are below

quotes, facts that keep me moving..

A lot of thoughts of mine and  quotes heard at various occasssions

Ø  If you wanted to make your mark in this world, you have to strive hard.

Ø  It is easy to tell a fact, but hard to follow it.

Ø  Time is the essence of any business we are doing.

Ø  Formulate, establish,co ordinate and administer a  system when you introduce it.

Ø  A professional is the one who does his work without any supervision and will certify the work done by others.

Ø  “Insisting “ is the very important and effective quality of a manager.

Ø  Self drive required to become a successful manager.

Ø  A manager cannot be reactive. He has to be pro active in his work for managing successfully.

Ø  If we say “ we have too much work”, then we are not organising the work good enough.

Ø  If you are not able to finish the job within a stipulated time, you are not good enough.

Ø  One has to agree that  it  is “ I also responsible for the failure of my sub ordinate”

Ø  For all the success in life, everything starts with the word “ Passion”

Ø  You should know where to get into the bus and where to get down the bus as a “ Manager”.

Ø  Discipline and motivation is the key for success.

Ø  We are in business and the business continues because “ everything has  life”

Ø  Education gives a lot of maturity when a person takes  a  managerial post. A person can be a manager without great qualification. But if he has to attain the same maturity, a lot of experience required.

Ø  Always learn to grab the opportunity. It may not come so often and later do not make it to feel.

Ø  Think ten times, before you take a job change.

Ø  Do not run from a company because of job pressure. Instead handle the pressure successfully and then make your decision.

Ø  Always try to find your passion and ultimate goal of your life. The earlier you find it, you will find more number of roads to get in there.

Ø  Love yourself maximum in this world. Take care of your health and upgrade your knowledge and focus on personality development all the time.

Ø  Take time to exercise, otherwise you will spend time for the illness.

Ø  Man earns money compromising health, and spends the same money to keep the health. How true isn’t it.

Ø  Read  for at least 30 minutes a day- general news and subjects of your interest.

Ø  Try to keep balance between three. Work, famlily and sleep. It will increase productivity.

Ø  Do not presume/assume anything. If in doubt, please ask. Assumptions may land you in the wrong path.