Kingdom Era !

The congress party is taking us back to the kingdom era  by projecting son of the president  of the party for prime ministerial candidate. The Prime Minister should be eligible candidate and should have the capability to lead the governance.No dynasty comes when we are a democratic country.

Procedure for gettting house loan

If you are looking for a  house loan, please follow the below steps.

1.       Go to a Civil engineer, get the  blue print of the house and get the estimate from him

2.       Collect the following documents self attested when you go to any bank for the house loan

a.       Land records- It should be in your name and record should be available for last 2 transactions.

                                                               i.      Permission from the corporation/Panchayath to build house

                                                             ii.      Original RTC

                                                            iii.      Conversion record

                                                           iv.      MUDA  - No due certificate

                                                             v.      Land records in original- deed of settlement

b.      Income proof :

                                                               i.      Last 6 months bank statements

                                                             ii.      Salary slips – last 3 months

                                                            iii.      Last 2 financial year – Form 16 ( IT)

                                                           iv.      Any other loan – Car, Bike etc details

3.       Once the above  documnents are submitted, BANK will send to the independent lawyer for verification. This process usually will be done by bank itself and require one week time generally.

4.       If you are building a  new house, 80% of the amount will be  given by the bank. But the money will not be delivered  immediately. It will be delivered in 3-4 lots depending on the banks.Frequent visit by the bank  site engineer  to assess the work will be done and the subsequent amount  will be transferred.

Nation building?!

We are focusing more on building and strengthening communities rather than  focusing on our nation.. India.

Constitution

It should be made aware to every citizen of  India that  our  constitution is the first religion to follow. The hinduism,Islamic and Christianity should be the second thing to follow and will be only for individual spiritual needs.

Upbringing this thought from school levels should yield results.

Icons of Indian Cricket

I have a feeling that Yuvraj will lead the Indian Cricket in the next few years. He has already ruled T20 cricket and is stupendous batsman in ODI Cricket. He may not be technicall as good as Tendulkar, but has the same level of determination, enthusiasm  and motivation for performance. Virat Kohli is a good player, but I feel it is Yuvraj who is the best among present set of batsman.

Tendulkar had a bad time in 2004-05, after going through Tenis elbow injury and also severe back pain.It was determination which made Tendulkar to play another 8 years of high level international cricket with enormous expectations.We saw Tendulkar, the same like before except a hook shot which he was playing superbly before.

Same for Yuvraj, struggling against cancer, winning over it and leading the Indian cricket in T20.The performance against Pakistan  yesterday was just outstanding. A great level of willpower only can make this happen and Yuvraj proved it.

These two icons  will be the motivation for all of us.

Europe Trip highlights

It was my second trip to Europe and this time I visited Italy and Germany. I landed at Malpensa international airport during last week of November and I was lucky to  be in 4-8 C. I was told that the temperature goes minus during this time of the winter.

It was a business trip and  I visited small towns  at the borders of Switzerland like Dormio, Telio.My guest took me to Switzerland as well for a ride.

The season for Christmas was already started with the decorations in most of the shops.I observed a church every 1 -2 km distance in this part of the world. But the young people usually do not go to church. In one church, I observed only white hair people for the mass and 3-4 were young.

I was in Dusserdolf, Germany for a conference for three days. I searched the places by myself to go around  and really liked by the information systems. It was visual displays.

Traffic systems were very much disciplined. On the same road, people cross,trams move and cars and buses move around.

Was thinking when we in india will have similar systems getting implemented…….

Sachin Tendulkar

Sachin Tendulkar should have played Pakistan series and made a pre-announcement about his retirement. At least,Millions of people could have seen him bat for the last time. This would have added value...I hope he plays lot more test before handing over the responsibility to young batting line up.

But is a good decision to retire from ODI. Critics from few people will not take away the value he has created because he is the best ODI Batsman for sure.

It was a feast watching him play. The straight drives, the cover drives and the glances are treat to watch.Many people these days have forgotten that he plays hook shot magnificantly.It is after the back pain, Sachin stopped playing the hook shot in 2003-2004 if i remember right.His journey as a batsman will stand tall without  his one of the best shot- hook.

Tendulkar coming down the wicket to fast bowlers like MC grath and others and hitting them sixes is my favorite watch. But he was not use to play that shot during  his thirtees.

Salute to the best batsman in the world.

Few photos from Europe trip Nov 2012

My young days..at Kaikamba

Tulasi Bar.. The Bar and restaurant near Nitte was the first place where  I took a sip of wisky in my life. The year was 2001 and I  have just finished 5^th Semester exam, first in mechanical specialization. I used to drink beer at times before, but this party ended up drinking both and thereafter omitting fully on the road on my way to paid room by walk. There were a group of 10 including seniors helped to in this accomplishment..

I started with an odd incident, but sweet memories of my young life are still lingering now.

Playing sport was my hobby. Unlike my brother James who is very much focused on sports activities, I was playing for fun after learning the game. The dedication and focus to improve my game was not in my agenda.  The first game learnt was obviously Cricket being in a cricket loving country.

The two months holidays during high school tenure made my cricket fundamentals strong and I was a kind of valuable player in my team. I became famous in the Village cricket for my typical leg spin bowling. It was very hard for me to get control on the leg spin. I was following Shane Warne style of bowling. But when I was given to bowl, I never used to try leg spin in matches in the fear of uncontrolled release of the ball  from my hand  which end up in wides. This fear came to an end when I chose to bowl when opponent team was about to win. If I remember well, they were in need of less than 10 runs from 3 overs. On that day, I turned the game for my team, taking a fantastic hatrick and changing the game. The batsmen never faced a quality spin till then were in no clue when they were getting out.. Since then, I used to bowl leg spin quite consistently and successfully. But I could not keep the same consistency when I left to Dubai in 2003. As far as the batting was concerned, I was aggressive but inconsistent.

We had different locations of playing cricket throughout the year at Kaikamba and every location was meant to suit each season. The “ Abutam Stadium Salmara” was the first place where  our group of youth started playing in 1995-1996. This ground itself was split into two playing modes.  Fullground and halfground. The decision to play full ground or the half ground was done based on the number of people. Usually Manu used to take the lead in decision making. This ground was used between March to May till the monsoon arrives. We used to play at Church ground. There are total four different places we played cricket at church premises.

During Monsoons, the number of  guys will be less, specially during the week days. So, The cricket was played in front of the Church bell structure with a funny rules determined by Manu.Myself,James, Manu,Naveen, James Pinto, Ozzy, Goddy,Santhu, Roshan were among regular  players.

The second location was in front of the church itself. We used to play at this place usually on Sundays when number of people is more. Cemetary in front of the ground was termed boundary for Six.But the ball hits the roof  of the school at the right side, will be termed as out. If the ball lands in to garden in front of school, it was a 2- declared. Another six  point was PYC Rangmanch at the far right end. If the ball reaches Convent, it is termed out. And if the ball  falls onto the solar panel on the Convent, then it was out +permanent ban on playing.!!

PYC stage was another place to play when there were 5-6 people. Can you imagine a cricket match on a dais of 16 X 16 ft. It was lot of fun because of the peculiar rules again created by Manu. If  the ball does not get connected 3   times, then it is out. It will be termed out also when the ball hits on a particular painting on the wall. If the ball slides down the ground 3 times when you are playing, it is out. Some time, even one bounce catch will be given out…The rules were plenty and  they were funny as well. We had once requested Manu to note down all the rules for the younger boys to play in the future.

The same group of people had the chance enter to swimming pool at Kajila  at Richy mam house. In a particular monsoon season, we went to learn swimming and all learned the art of swimming in a matter of 2-4 days. Once we learnt, it was fun to  have competition and also  to have a shower at the  Kajila falls. Whenever there was an opportunity, even there were 2-3 people, we  used to go and swim.Naveen’s Hero Pook  two wheeler has served us for this short travel.

During Monsoons, we also kept a habit of playing cards inside the club’s room. The famous game “ Donkey” was getting played with full of fun. Most of the time, we used to fix the looser and arrange the play accordingly. Thevart of match fixing  was learnt!.

As I grew up,  my interest and involvement in  youth activities increased. I became a founder president of young Christian students of our  parish in 1997. I did not do much as a president due to the  new church building construction during my tenure. The activities were limited and the focus was for completion of new church building. Later Pompei Youngsters Club provided me the platform in terms of public speaking, writing, even organizing, Master of ceremony and in leadership.

Point of view on religion/prayer

God has created us. He has given us the knowledge and wisdom to decide good and the bad. We grow,influenced by our parents and surroundings. We follow the rituals and prayers as directed to us. But when we get into independent thinking, some questions do arise and answering them becomes difficult.

All the religions are good and have the common purpose within it. None can claim  the superiority over another. Because, none of the religion cannot prove 100% that a) what exactly is  life/soul becomes after death.b) the real form of god.  The religious books give us the  guidelines. At the end, all the scriptures come to one point- We have to live a truthful life.Love each other and help each other.Think good for another. When we follow this, I believe that the gods expectation on the human being will be fulfilled.

God does not ask us to pray in a particular fashion. God does not say if you do not go to Church on a Sunday, it is a sin.God does not ask you to follow certain sets of rituals as per our religion. We need not attend big prayer ceremonies to get more blessings. We need  not give 1/10th to the gods/gods worshiping places.

 What god needs is the our good heart to help each other and live a truthful, honest life.

It is our ancestors created these guidelines to pray and follow certain sets of rituals.This  reflected the  lifestyle. Religion emerged from this. Temples, churches and Mosques came in.  Mankind started praying to god and tried to live a good life as per the directions…

Time changed.Over a period of time, the people started forgetting the true purpose of their religious existence. The popularity in following “ my god” initiated. Human being was ready to die for the sake of religion. Which means, instead of providing broad visioned mind to live with god as per his expectations, mankind s mind became narrow and narrow in justifying his religion. Offlate, some of the business minded organizations/people are trying to take the advantage of peoples mind and making money out of it. It is slowly becoming a business opportunity. People are forgetting the fact that, the god is the same and he wishes us to be good always. God will listen our prayers and shower his blessings if you sit on the compound wall and also pray. God does not have any hard and fast rules to pray to him. It is not actually praying.It is requesting god to enlighten us to take right decision in our life. Afterall,god expects us to do the same as he has already given the wisdom to decide our life.   I always pray to god asking for good health and pray to take good decision in my life. And it is I who take the decision.

Off late, I understood that there are 38,000 forms of Christian groups existing in this world. One bible and 38,000 different views on the same book.. Is not this telling us the severity at which peoples mind got restricted.

I feel, the religious border need to be removed slowly. I know this is a difficult process.. But if this happens at least 10 generations down the line, I will be a happy person as this will give only one great thing to the world-  PEACE.